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VA Home Loans for Veterans
& Military Families
 

Understand your VA loan benefit and explore your options for buying or refinancing a home

Explore Your VA Home Loan Options

Whether you're buying, refinancing or simply learning how your VA benefit works, start with the topic that's most relevant to you.

1

Buying With a VA Loan

Learn about VA eligibility, entitlement, pre-approval and the homebuying process.

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2

VA Benefits & Eligibility

Explore VA loan benefits, qualification requirements and important rules for veterans and service members.

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3

VA Refinancing

Learn about VA refinance options, including the VA IRRRL and other refinancing considerations.

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4

VA Loans in Maryland

Resources for military homebuyers in Annapolis, near the U.S. Naval Academy, Fort Meade and surrounding Maryland communities.

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Where Are You in the VA Loan Process?

Start with the option that best describes where you are today.
I'm Learning About My VA Benefit

Understand VA eligibility, your Certificate of Eligibility (COE), entitlement and how the VA home loan benefit works.

I'm Ready to Buy a Home

Learn what to expect from pre-approval through finding a home, the VA appraisal and closing.

I've Used My VA Benefit Before

Learn about remaining or restored entitlement, using your VA benefit again and VA refinancing options.

VA Loan Questions? Stuart Explains.

Get straightforward answers to common VA mortgage questions from Stuart Kiehne, President of Redwood Mortgage Services | NMLS #92008. Choose a topic below to watch a quick explanation.

VA Loan Resources

Explore VA home loan guides, answers and resources for veterans, service members and military families.

VA Loans Near the U.S. Naval Academy: A Guide for Military Homebuyers in Annapolis

VA Loans Near the U.S. Naval Academy: A Guide for Military Homebuyers in Annapolis

Sep 10, 2026

Learn how VA loans work for veterans, active-duty service members and military families buying a home in Annapolis, MD, including eligibility, occupancy, entitlement and VA appraisals.

Do VA Refinance Rates Differ from Purchase Rates?

Do VA Refinance Rates Differ from Purchase Rates?

Jun 24, 2026

Do VA refinance rates differ from purchase rates? Learn how IRRRLs, cash-out refinancing, fees and loan structure can affect your overall costs.

VA Loan Benefits Veterans May Not Know About

VA Loan Benefits Veterans May Not Know About

Jun 04, 2026

Discover lesser-known VA loan benefits, including reusable entitlement, funding fee exemptions, assumable loans, multi-unit financing and more.

Still Have Questions About Your VA Loan Benefit?

Every veteran's situation is different. Whether you're buying a home, using your VA benefit again, relocating or considering a refinance, Stuart can help you understand your options and determine the next step.

TALK WITH STUART